• Age at most 45 years

• Capable of analyzing SME or Corporate funded & non-funded business proposals.
• Must have knowledge on Investment policies.
• Sound knowledge in Banking/ Financial Sector and the regulatory issues.
• A good understanding of the Local Industry/ Market dynamics.
• Excellent communication skills.
• Advance computer skills.
• Should be proactive, dynamic and self-motivated to update with risk management issues and skills.

Responsibilities & Context

• Analyze and assess Investment proposals in terms of Business banking (SME & Corporate)  including the clients, transactions, purpose, clients’ requirement, repayment capacity, financial analysis, and overall investment  structuring as per bank’s lending guidelines and regulations;
• Should have sound knowledge on different investment factors, market dynamics, industry insights and ability to analyze customer investment worthiness.
• Ensure compliance with internal policies and guidelines as well as external regulatory requirements during the approval process;
• Appraise investment proposal for onward submission to the appropriate delegated authority including the Board of Directors and Senior Management for necessary approval;
• Ensure standard Turn-Around-Time (TAT) as per bank’s strategy and policy for disposal;
• Assist the line manager/Department Head in preparation of reports and presentations as compulsory;
• Develop and implement policies & procedures that reduce Investment risk for the organization;
• Other tasks as and when assigned by the line manager/management.